Hard money lenders in California

1Oak Lending

1Oak Lending offers acquisition, bridge, and construction loans to commercial real estate owners, operators, and developers nationwide.

1st Private Capital

1st Private Capital offers business-purpose bridge, fix-and-flip, construction, DSCR rental, and commercial loans to real estate investors in 40 states.

Aegis Funding

Aegis Funding offers fix-and-flip, buy-and-hold, and commercial private money loans to real estate investors in states including California, Texas, and New York.

Alliance Portfolio

Alliance Portfolio offers fix-and-flip, bridge, construction, and commercial real estate loans for investors in coastal California.

State match estimated from regional coverage.

Allied Commercial Funding

Allied Commercial Funding offers commercial hard money loans on investment properties in 44 states, plus stated-income and fix-and-flip financing.

Aloha Capital

Aloha Capital offers fix-and-flip, bridge, development, and rental-property loans for real estate investors across the country.

Anchor Loans

Anchor Loans offers fix-and-flip, bridge, and construction loans to real estate investors and builders in 48 states and Washington, D.C.

Archwest Capital

Archwest Capital offers fix-and-flip, ground-up construction, and bridge loans for residential real estate investors across 45 states.

Arixa Capital

Arixa Capital offers bridge, construction, renovation, and mini-perm financing for residential investors, developers, and builders in 29 states, depending on the loan program.

Arkad Capital

Arkad Capital offers fix-and-flip, rental, and new construction loans to real estate investors in 47 states.

Asset Based Lending

Asset Based Lending directly funds fix-and-flip, construction, bridge, and commercial real estate loans for investors in 42 states and Washington, DC.

Avon Hard Money Lending

Avon Hard Money Lending offers fix-and-flip, construction, and bridge loans for real estate investors across 41 states.

Aztec Financial

Aztec Financial offers fix-and-flip, hard money, construction, and commercial property loans for California real estate investors.

Backflip

Backflip offers fix-and-flip, bridge, and rehab refinance loans to real estate investors in 44 states.

Baker Collins & Co.

Baker Collins & Co. offers fix-and-flip, new-construction, rental, and multifamily loans for real estate investors in 45 states and Washington, DC.

BaySierra Financial

BaySierra Financial offers business-purpose private money loans on non-owner-occupied residential, multifamily, commercial, and agricultural land in California, with a Northern California focus.

Blue Ridge Lending

Blue Ridge Lending offers fix-and-flip and bridge loans for real estate investors in 43 states.

Builder Finance

Builder Finance offers spec construction, fix-and-flip, bridge, and rental-property loans for builders and investors in 47 states and Washington, DC.

Builders Capital

Builders Capital provides AD&C, ground-up construction, build-to-rent, and bridge stabilization loans to experienced residential builders and developers in 44 states.

California Private Lending, Inc

California Private Lending offers business-purpose bridge, rehab, purchase, and refinance loans for real estate investors in California.

California TD Funding

California TD Funding offers private money loans for residential and commercial real estate purchases and refinances in California.

Cap One Lending

Cap One Lending directly funds fix-and-flip loans for real estate investors in 45 states.

Capella Mortgage

Capella Mortgage offers hard money loans for fix-and-flip, construction, land development, and commercial real estate projects in Nevada, California, Arizona, Idaho, Texas, and Colorado.

Capital 26

Capital 26 offers fix-and-flip, bridge, ground-up construction, and DSCR loans for 1–4 unit residential investment properties across 44 states.

Capital Direct Funding

Capital Direct Funding offers business-purpose fix-and-flip, bridge, and ground-up construction loans for real estate investors across California.

Capital Funding Financial

Capital Funding Financial offers hard money bridge, fix-and-flip, and ground-up construction loans to real estate investors in 40 states.

Certain Lending

Certain Lending offers fix-and-flip, bridge, construction, and rental-property loans to real estate investors in most U.S. states.

CIVIC Financial Services

CIVIC Financial Services offers fix-and-flip, bridge, and ground-up construction loans for real estate investors in 47 states and DC.

Close Hard

Close Hard offers fix-and-flip and renovation loans for non-owner-occupied residential properties in states including Florida, Texas, and California.

Coastal Capital Investments

Coastal Capital Investments offers fix-and-flip, bridge, construction, and rental loans to real estate investors across most U.S. states.

Cogo Capital

Cogo Capital offers fix-and-flip, bridge, and DSCR rental loans to real estate investors nationwide through brokers.

Constructive Capital

Constructive Capital offers wholesale fix-and-flip, bridge, construction, and rental-property loans for real estate investors in 47 states and DC.

Conventus

Conventus offers fix-and-flip, bridge, and construction loans to real estate investors in 44 states.

CoreVest Finance

CoreVest Finance offers fix-and-flip, bridge, and ground-up construction loans for real estate investors across most U.S. states.

CR Equity AI

CR Equity AI offers direct bridge, fix-and-flip, and construction loans for real estate investors in most U.S. states and Washington, DC.

Deal Street Capital

Deal Street Capital offers fix-and-flip loans to real estate investors in 43 states, with bridge, hard money, DSCR, and construction loans available in 37 states.

Direct Lender Private Money

Direct Lender Private Money offers private residential investment and rehab loans in California and Texas, plus commercial property loans nationwide.

Dominion Financial

Dominion Financial offers fix-and-flip, multifamily bridge, and ground-up construction loans to real estate investors in 49 states and Washington, DC.

e-Biz Finance Group

e-Biz Finance Group offers bridge and fix-and-flip loans for real estate investors across all 50 states.

Easy Street Capital

Easy Street Capital offers fix-and-flip, bridge, new construction, and rental property loans to investors across most U.S. states.

Encore Finance

Encore Finance offers bridge and build-for-rent loans for residential real estate investors across much of the United States.

Equidy

Equidy offers fix-and-flip, rental, and construction loans for California real estate investors and builders.

Evergreen Real Estate Investments

Evergreen Real Estate Investments offers fix-and-flip, bridge, and new-construction loans for real estate investors across most U.S. states.

Express Capital Financing

Express Capital Financing offers fix-and-flip, ground-up construction, and multifamily bridge loans for real estate investors nationwide.

F2 Finance

F2 Finance offers business-purpose bridge, refinance, and fix-and-flip loans in 15 states and Washington, D.C.

Fidelity Funding Corp

Fidelity Funding Corp offers hard money, fix-and-flip, bridge, and construction loans for real estate investors throughout California.

Fidelity Residential

Fidelity Residential offers fix-and-flip, bridge, and ground-up construction loans for real estate investors in 46 states.

Finance of America Commercial

Finance of America Commercial offers fix-and-flip, construction, bridge, and rental-property loans for residential real estate investors across most U.S. states.

First Bridge Lending

First Bridge Lending offers fix-and-flip, rental-property, and commercial bridge loans across the Western U.S.

State match estimated from regional coverage.

First Security Mortgage Home Loans

First Security Mortgage Home Loans originates hard money purchase and refinance loans for California rental properties and flips.

FK Capital Fund

FK Capital Fund offers business-purpose bridge, rehab, construction, land, and selective second-lien loans secured by California real estate.

FMS Investor Financing

FMS Investor Financing offers fix-and-flip, new-construction, and DSCR rental loans in 47 states.

Foundation Specialty Finance

Foundation Specialty Finance offers fix-and-flip, bridge, rental, and ground-up construction loans for real estate investors across 40 states and Washington, DC.

Galloway Lending

Galloway Lending offers business-purpose hard money, bridge, fix-and-flip, and rehab or construction loans for non-owner-occupied real estate in California, Colorado, and Maine.

GetBreadNow

GetBreadNow offers fix-and-flip, commercial bridge, and construction loans for real estate investors across 40 states.

GF Capital

GF Capital funds fix-and-flip and bridge loans secured by residential, commercial, multifamily, and land properties in California.

Golden Capital Group

Golden Capital Group offers private residential and small-balance commercial real estate loans for investors in California, Oregon, and Washington.

GPS Capital

GPS Capital offers hard money bridge, fix-and-flip, and construction loans for real estate investors across all 50 states.

Grafton Funding

Grafton Funding offers fix-and-flip and bridge loans for real estate investors across most U.S. states.

Gravity Capital

Gravity Capital offers hard money loans for fix-and-flip, bridge, land, and commercial real estate projects in all 50 states.

Green Block

Green Block offers fix-and-flip, bridge, construction, and rental loans for real estate investors in 44 states.

Groundfloor Lending

Groundfloor Lending offers fix-and-flip, bridge, construction, and DSCR loans for real estate investors, with construction and DSCR financing in all 50 states.

Hanson Capital Lending

Hanson Capital Lending offers hard money fix-and-flip, construction, and bridge loans for real estate investors in Arizona, Texas, California, and Colorado.

Hard Money Loan Lender

Hard Money Loan Lender offers nationwide hard money and bridge loans, including financing for investor fix-and-flip projects.

HCS Equity

HCS Equity offers fix-and-flip, bridge, 1031 exchange, trust, and probate real estate loans throughout California.

HouseMax Funding

HouseMax Funding offers fix-and-flip, bridge, and ground-up construction loans to real estate investors in urban and suburban markets across all 50 states.

INCA Capital

INCA Capital offers investors and developers private land, construction, and commercial real estate loans in Arizona, California, Colorado, Nevada, and Utah.

Independent Lending

Independent Lending offers hard money bridge, fix-and-flip, and commercial property loans in California.

Insignia Capital Corp.

Insignia Capital Corp. offers direct fix-and-flip, bridge, and construction loans for real estate investors nationwide, excluding Nevada, Mississippi, North Dakota, and South Dakota.

Insource Funding

Insource Funding offers bridge, rental, multifamily, and commercial investment property loans across 43 states and Washington, DC.

Insula Capital Group

Insula Capital Group offers fix-and-flip, construction, multifamily, and rental-property loans to real estate investors in 41 states.

Jaken Finance Group

Jaken Finance Group funds fix-and-flip, bridge, rental, and construction loans for non-owner-occupied investment properties in all 50 states and Washington, DC.

JCREIG Capital Funding

JCREIG Capital Funding offers fix-and-flip, bridge, rental DSCR, and ground-up construction loans to real estate investors in 47 states and Washington, DC.

KARPE

KARPE originates private bridge, construction, and other business-purpose real estate loans in Kern County and select California markets.

KÉCŌ Capital

KÉCŌ Capital offers business-purpose rehab, ground-up construction, and multifamily loans for real estate investors nationwide.

Kiavi

Kiavi offers fix-and-flip, bridge, and new-construction loans for real estate investors across 49 states and Washington, DC.

LBC Capital

LBC Capital offers fix-and-flip, bridge, construction, and land loans for real estate investors in California.

Ledger Trade & Capital

Ledger Trade & Capital offers construction, bridge, and fix-and-flip loans for residential builders and investors across 45 states and Washington, DC.

Lending Bee

Lending Bee offers direct hard money bridge, fix-and-flip, and construction loans for real estate investors across California.

LendingOne

LendingOne offers fix-and-flip, bridge, construction, and rental loans to real estate investors in 46 states.

LendingXpress

LendingXpress offers hard money bridge, fix-and-flip, and construction loans for real estate investors in California.

LendSure Mortgage Corp.

LendSure Mortgage Corp. offers fix-and-flip loans to real estate investors in all 50 states and ground-up construction financing to experienced builders.

Lima One Capital

Lima One Capital offers fix-and-flip, bridge, new construction, rental, and multifamily loans to real estate investors in 46 states.

LIONSCOVE

LIONSCOVE offers land acquisition and development, horizontal development, and ground-up residential construction loans to homebuilders in Washington, Oregon, Idaho, and California.

Lone Oak Fund

Lone Oak Fund offers short-term first trust deed loans for acquisitions and cash-out refinancing of California investment real estate.

MAG Firm

MAG Firm offers fix-and-flip, ground-up construction, and DSCR rental loans for residential investors in 45 states.

Malve Capital

Malve Capital offers fix-and-flip, bridge, and ground-up construction loans for real estate investors in 41 states and Washington, DC.

Matrix Commercial Capital

Matrix Commercial Capital offers hard money, fix-and-flip, bridge, construction, and rental loans for real estate investors across 47 states and DC.

Merchants Mortgage & Trust Corporation

Merchants Mortgage & Trust Corporation offers fix-and-flip, ground-up construction, multifamily bridge, and DSCR loans for real estate investors across its nationwide lending area.

Mid Valley Financial

Mid Valley Financial offers hard money loans for fix-and-flip, construction, commercial, and land projects in California.

MKK Capital

MKK Capital offers bridge, hard money, and commercial rehabilitation loans for California real estate investors.

MoFin Lending

MoFin Lending offers fix-and-flip, bridge, ground-up construction, and rental property loans to real estate investors in 37 states.

MOR Financial

MOR Financial offers fix-and-flip, bridge, construction, rental-property, and commercial real estate loans for investors in California.

Mortgage Vintage

Mortgage Vintage offers fix-and-flip, construction, bridge, and commercial hard money loans secured by California real estate for investors and business owners.

Napkin Funding LLC

Napkin Funding LLC offers private fix-and-flip and bridge loans for residential real estate investors across all 50 states.

National Private Lending

National Private Lending offers fix-and-flip, bridge, and construction loans to real estate investors nationwide, excluding North Dakota, South Dakota, and Vermont.

New City Financial

New City Financial offers fix-and-flip, ARV renovation, DSCR, and commercial cash-out loans for investment property across 40 states and DC.

New Silver

New Silver offers fix-and-flip and ground-up construction loans for real estate investors across much of the United States.

NexCall Funding

NexCall Funding offers fix-and-flip, bridge, DSCR rental, and multifamily loans for non-owner-occupied investment properties in 42 U.S. states.

NextRes

NextRes offers fix-and-flip, bridge, and ground-up construction loans for real estate investors, with bridge lending in all 50 states.

Normandy Corporation

Normandy Corporation funds commercial construction loans for real estate investors and developers in 39 states.

North Coast Financial

North Coast Financial provides direct hard money loans for California real estate investors, including fix-and-flip, rental property, and bridge financing.

Optimus Capital

Optimus Capital offers fix-and-flip, bridge, and construction loans to real estate investors in 21 states.

Pacific Direct Mortgage

Pacific Direct Mortgage offers private money purchase and refinance loans for California rental and investment properties.

Pacific Loanworks

Pacific Loanworks offers private bridge, fix-and-flip, rehab, and construction loans for non-owner-occupied properties throughout California.

Pacific Point Realty Fund

Pacific Point Realty Fund offers fix-and-flip, rental, commercial, and construction loans in Arizona, California, Colorado, Idaho, Nevada, Oregon, and Washington.

Park Place Finance

Park Place Finance offers bridge, renovation, ground-up construction, and rental loans to real estate investors across 46 states.

PB Financial Group Corp.

PB Financial Group Corp. offers direct hard money, bridge, and rehab loans for investment and commercial properties throughout California.

Peninsula Lending

Peninsula Lending offers private fix-and-flip, bridge, and construction loans to real estate investors and developers in California.

Pillar Private Lending

Pillar Private Lending offers fix-and-flip, bridge, and construction loans for real estate investors across 35 U.S. states.

Premier Money Source

Premier Money Source offers fix-and-flip, rental, commercial, and bridge loans for investment properties in California.

Private Capital Lending

Private Capital Lending offers fix-and-flip, bridge, and construction loans for non-owner-occupied real estate investments nationwide.

Private Money Lenders (PML)

Private Money Lenders (PML) offers fix-and-flip, ground-up construction, and bridge loans for real estate investors in all 50 states.

Private Money Lenders, Inc.

Private Money Lenders, Inc. offers direct bridge, construction, and commercial real estate loans in California.

Private Money Lending, Inc.

Private Money Lending, Inc. offers business-purpose bridge, fix-and-flip, rehab, and construction loans secured by California real estate.

Private Money Solutions

Private Money Solutions offers business-purpose hard money loans for California residential and commercial property purchases, refinances, and lines of credit.

QuickLend Capital

QuickLend Capital offers bridge, fix-and-flip, DSCR rental, and ground-up construction loans for 1–4 unit investment properties in 45 states.

Quickline Capital Partners

Quickline Capital Partners offers fix-and-flip, bridge, and new-construction loans to real estate investors nationwide.

Rain City Capital

Rain City Capital offers fix-and-flip, bridge, and ground-up construction loans to real estate investors in 24 states and Washington, DC.

RBI Private Lending

RBI Private Lending offers bridge, fix-and-flip, construction, and rental loans to real estate investors in 42 states and Washington, DC.

Reliable Finance Group

Reliable Finance Group directly funds fix-and-flip, rental, construction, and commercial investment-property loans in 44 U.S. states.

Ridge Lending Group

Ridge Lending Group offers short-term bridge loans for fix-and-flip and value-add rental projects in 49 states outside New York.

RSR Lending

RSR Lending offers fix-and-flip and business-purpose bridge loans on investment and commercial properties throughout California.

RTI Bridge Loans

RTI Bridge Loans offers bridge, hard money, and fix-and-flip loans for real estate investors in California, Colorado, Nevada, and Phoenix, Arizona.

Rubicon Mortgage Fund

Rubicon Mortgage Fund offers private bridge, acquisition, and refinance loans for commercial and investment properties across California.

SBR Lending

SBR Lending offers fix-and-flip, bridge, ground-up construction, and rental loans to real estate investors in most U.S. states.

Scott Moore Capital

Scott Moore Capital LLC offers private money, hard money, fix-and-flip, and bridge loans for residential real estate investors across all 50 states.

SDC Capital

SDC Capital offers residential investor bridge and rehab loans and commercial bridge loans in California, plus mid-construction financing in Southern California.

SH Private Lenders

SH Private Lenders offers fix-and-flip, bridge, and construction loans for real estate investors in all 50 states, with a focus on the Chicago area.

SO-CAL Capital

SO-CAL Capital offers business-purpose bridge and cash-out refinance loans for real estate investors in California, other Western states, and North Carolina.

State match estimated from regional coverage.

Socotra Capital

Socotra Capital offers fix-and-flip, residential rehab, and commercial bridge loans to real estate investors in 22 states across the United States.

Source Capital Funding

Source Capital Funding offers hard money loans for investment property purchases and refinancing, plus bridge loans, in Arizona, California, Colorado, Minnesota, and Texas.

Stonecrest Financial

Stonecrest Financial offers private investment purchase loans for properties in California.

TaliMar Financial

TaliMar Financial offers bridge, fix-and-flip, and new-construction loans for real estate investors across the Western United States.

State match estimated from regional coverage.

Temple View Capital

Temple View Capital offers rehab, bridge, and ground-up construction loans for residential real estate investors in 47 states.

Tidal Loans

Tidal Loans offers fix-and-flip and bridge loans to real estate investors nationwide, along with ground-up construction financing.

Trilion Capital

Trilion Capital offers fix-and-flip, rehab, bridge, construction, and rental-property loans to real estate investors and builders throughout California.

Trinity Mortgage Fund

Trinity Mortgage Fund offers residential bridge, fix-and-flip, construction, and commercial bridge loans on coastal Southern California properties west of I-5 and within an hour's drive.

TrueBridge Loans

TrueBridge Loans offers bridge, fix-and-flip, and commercial hard money loans for real estate investors in California.

Truly Investor Capital

Truly Investor Capital offers bridge, fix-and-flip, rehab, construction, and rental-property loans to real estate investors, with programs in 44 states and Washington, D.C.

Trust Deed Capital

Trust Deed Capital offers private purchase, fix-and-flip, rental-property, and refinance loans for real estate investors in California and Tennessee.

Turning Point Lending

Turning Point Lending offers fix-and-flip, as-is bridge, and ground-up construction loans to real estate investors in 45 states.

Union Home Loan

Union Home Loan offers bridge, fix-and-flip, construction, and land loans secured by non-owner-occupied California real estate.

Unitas Funding

Unitas Funding offers business-purpose fix-and-flip, bridge, and new-construction loans to real estate investors across much of the U.S.

V Nation Corp

V Nation Corp offers bridge, hard money, construction, and investment property loans secured by California real estate.

Vanguard Hard Money

Vanguard Hard Money offers fix-and-flip, construction, cash-out refinance, and commercial property loans for investors across California.

Vantex Capital Group

Vantex Capital Group offers residential fix-and-flip and commercial hard money loans in California.

Veristone Capital

Veristone Capital offers bridge, fix-and-flip, construction, and land loans to real estate investors in Arizona, California, Colorado, Idaho, Oregon, Texas, Utah, and Washington.

VestorCorp Financial

VestorCorp Financial offers fix-and-flip, multifamily, and commercial bridge and construction loans to real estate investors in the contiguous 48 states.

We Lend

We Lend offers fix-and-flip loans in 43 states, plus bridge and construction financing for real estate investors nationwide.

Westar Lending Group

Westar Lending Group offers fix-and-flip, residential investment-property, and commercial hard money loans throughout California.

Westward Capital

Westward Capital offers fix-and-flip, construction, rental, and multifamily bridge loans for real estate investors; its multifamily bridge program covers 49 states and DC, excluding Nevada.

Y2 Lending

Y2 Lending offers fix-and-flip and short-term bridge loans to real estate investors across 40 U.S. states.

YouLand

YouLand offers bridge, fix-and-flip, and ground-up construction loans for residential real estate investors in 42 states.

ZINC Financial

ZINC Financial offers fix-and-flip, business-purpose bridge, and ground-up construction loans for real estate investors throughout California.