Hard money lenders in California

1Oak Lending

1Oak Lending offers acquisition, bridge, and construction loans to commercial real estate owners, operators, and developers in its active U.S. markets.

1st Private Capital

1st Private Capital offers business-purpose bridge, fix-and-flip, construction, DSCR rental, and commercial loans to real estate investors in 40 states.

Aegis Funding

Aegis Funding offers fix-and-flip, buy-and-hold, and commercial private money loans to real estate investors across its 36 listed states.

Alliance Portfolio

Alliance Portfolio offers fix-and-flip, bridge, construction, and commercial real estate loans for investors in coastal California.

State match estimated from regional coverage.

Allied Commercial Funding

Allied Commercial Funding offers commercial hard money loans on investment properties in 44 states, plus stated-income and fix-and-flip financing.

Aloha Capital

Aloha Capital offers fix-and-flip, bridge, development, and rental-property loans for real estate investors across the country.

Anchor Loans

Anchor Loans offers fix-and-flip, bridge, and construction loans to real estate investors and builders in 48 states and Washington, D.C.

Archwest Capital

Archwest Capital offers fix-and-flip, ground-up construction, and bridge loans for residential real estate investors across 45 states.

Arixa Capital

Arixa Capital offers bridge, construction, renovation, and mini-perm financing for residential investors, developers, and builders in 29 states, depending on the loan program.

Arkad Capital

Arkad Capital offers fix-and-flip, rental, and new construction loans to real estate investors in 47 states.

Asset Based Lending

Asset Based Lending directly funds fix-and-flip, construction, bridge, and commercial real estate loans for investors in 42 states and Washington, DC.

Aztec Financial

Aztec Financial provides direct financing for real estate investors throughout California.

BaySierra Financial

BaySierra Financial funds business-purpose loans secured by California real estate, with a Northern California focus.

Blue Ridge Lending

Blue Ridge Lending offers fix-and-flip and bridge loans for real estate investors.

Builders Capital

Builders Capital offers construction and bridge stabilization financing to experienced residential builders across its 44 listed states.

California Private Lending

California Private Lending funds private residential and commercial real estate loans in California.

California TD Funding

California TD Funding funds private residential and commercial real estate loans in California.

Cap One Lending

Cap One Lending offers directly funded fix-and-flip loans across most U.S. states, alongside separate brokered options.

Capella Mortgage

Capella Mortgage offers hard money, construction, commercial, and land-development financing in multiple states.

Capital Direct Funding

Capital Direct Funding funds fix-and-flip, bridge, and construction loans in California.

Capital Funding Financial

Capital Funding Financial provides financing for real estate investors, with named markets in Florida, Texas, and California.

Certain Lending

Certain Lending provides real estate investor financing across much of the United States.

CIVIC Financial Services

CIVIC Financial Services offers fix-and-flip, bridge, and ground-up construction loans for real estate investors in 47 states and DC.

Close Hard

Close Hard offers short-term real estate investor loans.

Construction Finance Corporation (CoFi)

Construction Finance Corporation (CoFi) funds fix-and-flip, single-family construction, and commercial development loans from its own balance sheet.

Conventus

Conventus provides real estate investor loans in 44 states.

Deal Street Capital

Deal Street Capital funds bridge and fix-and-flip loans and offers DSCR financing for real estate investors.

Direct Lender Private Money

Direct Lender Private Money funds private real estate loans in California.

Dominion Financial

Dominion Financial provides fix-and-flip and multifamily bridge financing for real estate investors.

Easy Street Capital

Easy Street Capital offers real estate investor loan programs in multiple states.

Equidy

Equidy offers fix-and-flip, rental, and construction loans for California property investors.

Fidelity Funding Corp

Fidelity Funding Corp offers private real estate loans throughout California.

Fidelity Residential

Fidelity Residential offers direct fix-and-flip loans for real estate investors.

First Security Mortgage Home Loans

First Security Mortgage Home Loans originates and services private real estate loans in California.

FK Capital Fund

FK Capital Fund provides bridge, construction, rehab, and second-lien financing throughout California.

Foundation CREF

Foundation CREF funds fix-and-flip, rental, bridge, and construction loans for business-purpose real estate investors.

Galloway Lending

Galloway Lending offers hard money loans for investors in California, Colorado, and Maine.

GF Capital

GF Capital funds fix-and-flip and commercial bridge loans in California.

Golden Capital Group

Golden Capital Group originates and funds private residential and commercial loans in California, Oregon, and Washington.

Hanson Capital Lending

Hanson Capital Lending provides hard money loans for investment properties across its named markets.

HCS Equity

HCS Equity funds private real estate loans, including investor and probate-property financing, in California.

INCA Capital

INCA Capital offers direct real estate loans in Arizona, California, Colorado, Nevada, and Utah.

Independent Lending

Independent Lending offers hard money and rental-property loans in California.

InstaLend

InstaLend funds fix-and-flip, rental, construction, and multifamily loans for property investors across its listed markets.

Insula Capital Group

Insula Capital Group offers fix-and-flip, construction, and rental-property loans to real estate investors across the United States.

KARPE

KARPE originates asset-based bridge, construction, and business-purpose real estate loans in Bakersfield and Kern County.

KECO Capital, LLC

KECO Capital, LLC offers real estate investor financing.

Lancewood Capital

Lancewood Capital provides commercial bridge financing for major markets using family-office capital.

Lantzman Lending

Lantzman Lending offers fix-and-flip and bridge financing in California, Nevada, Texas, and Arizona.

LBC Capital

LBC Capital provides fix-and-flip and bridge loans backed by its real estate debt fund in California.

Ledger Trade & Capital

Ledger Trade & Capital offers business-purpose bridge and construction loans.

Lending Bee

Lending Bee offers hard money and fix-and-flip loans for California real estate investors.

LendingOne

LendingOne provides real estate investor financing across much of the country, subject to state and product restrictions.

Lima One Capital

Lima One Capital provides real estate investor loans across 46 states.

LIONSCOVE

LIONSCOVE finances residential construction projects in Washington, Oregon, Idaho, and California.

Lone Oak Fund

Lone Oak Fund offers short-term first-lien bridge loans on California investment real estate.

MAG Firm

MAG Firm originates residential investor loans across 45 states, including fix-and-flip financing.

Malve Capital

Malve Capital provides private fix-and-flip financing in multiple states.

Merchants Mortgage & Trust Corporation

Merchants Mortgage & Trust Corporation offers fix-and-flip and construction loans across its multistate lending area.

Mid Valley Financial

Mid Valley Financial offers private real estate loans for investors in California.

MKK Capital

MKK Capital provides direct private bridge and hard money loans for California real estate investors.

MoFin Lending

MoFin Lending offers real estate investor financing in multiple states.

MOR Financial

MOR Financial offers fix-and-flip, bridge, construction, and rental-property loans in California.

Mortgage Vintage

Mortgage Vintage funds business-purpose investor and commercial loans secured by California property.

New Silver

New Silver originates business-purpose fix-and-flip and construction loans for real estate investors.

North Coast Financial

North Coast Financial provides direct hard money, fix-and-flip, and bridge loans secured by California real estate.

Online Private Money

Online Private Money offers direct hard money loans for California real estate investors.

Optimus Capital

Optimus Capital offers fix-and-flip and other investor loans in multiple states.

Pacific Direct Mortgage

Pacific Direct Mortgage funds private real estate loans for California investors and property owners.

Pacific Loanworks

Pacific Loanworks provides direct private real estate loans across California.

Pacific Point Realty Fund

Pacific Point Realty Fund originates property-secured loans across seven Western states.

PB Financial Group Corp.

PB Financial Group Corp. offers direct hard money loans throughout California.

Peninsula Lending

Peninsula Lending provides private loans for California real estate professionals and developers.

Premier Money Source

Premier Money Source provides direct investor loans secured by California property.

Private Money Lenders, Inc.

Private Money Lenders, Inc. offers direct bridge, construction, and commercial real estate loans in California.

Private Money Lending, Inc.

Private Money Lending, Inc. makes private loans secured by investment and commercial properties in California.

Private Money Solutions

Private Money Solutions offers direct hard money loans secured by California real estate.

Rain City Capital

Rain City Capital provides fix-and-flip and bridge loans for investment properties in multiple states.

Reliable Finance Group

Reliable Finance Group directly funds loans for non-owner-occupied investment properties across most U.S. states.

RGC Capital

RGC Capital offers private bridge, fix-and-flip, and construction loans for California real estate investors.

RSR Lending

RSR Lending offers fix-and-flip and commercial bridge loans in California.

RTI Bridge Loans

RTI Bridge Loans offers bridge and fix-and-flip loans secured by California real estate.

Rubicon Mortgage Fund

Rubicon Mortgage Fund funds commercial real estate loans in California.

Seattle Funding Group

Seattle Funding Group offers private commercial, construction, and residential investor loans across nine western states.

SO-CAL Capital

SO-CAL Capital provides business-purpose private loans for California real estate investors.

Socotra Capital

Socotra Capital originates, funds, and services hard money loans across its listed lending states.

Stonecrest Financial

Stonecrest Financial funds private real estate loans secured by California investment properties.

TaliMar Financial

TaliMar Financial directly funds bridge and fix-and-flip loans secured by California property.

Temple View Capital

Temple View Capital offers fix-and-flip loans across 47 states through its direct lending affiliate.

The Norris Group

The Norris Group offers rehab, construction, and other hard money loans for investors in California and Florida.

Trilion Capital

Trilion Capital funds fix-and-flip, rehab, and rental-property loans in California.

Trinity Mortgage Fund

Trinity Mortgage Fund offers private loans secured by local real estate.

TrueBridge Loans

TrueBridge Loans offers private bridge and investment-property loans in California.

Trust Deed Capital

Trust Deed Capital offers fix-and-flip, buy-and-hold, residential, and commercial loans in California and Tennessee.

Union Home Loan

Union Home Loan funds private land and investment-property loans in California.

V Nation Corp

V Nation Corp originates and services private loans secured by California investment properties.

Vanguard Hard Money

Vanguard Hard Money funds fix-and-flip, construction, and commercial loans in California.

Vantex Capital Group

Vantex Capital Group funds residential, commercial, and fix-and-flip loans in California.

VestorCorp Financial

VestorCorp Financial provides fix-and-flip and bridge loans with a focus on Texas deals.

We Lend

We Lend offers fix-and-flip and bridge loans for real estate investors.

Westar Lending Group

Westar Lending Group funds residential, commercial, and fix-and-flip loans in California.

Westgate Capital Ventures

Westgate Capital Ventures offers direct fix-and-flip and other private real estate loans in Southern California.

ZINC Financial

ZINC Financial offers balance-sheet fix-and-flip and bridge loans throughout California.